That moment when the person you've loaned money to calls you to brag about the big bonus they received at work and is going on and on about how they plan on spending it and paying you back is not on the list
if you've been in a relationship more than 5 years and have yet to get engaged, face it, you've been friendzoned by your boy/girlfriend. If the intention was there, it would have happened. If it's right there is no hesitation.