Wachovia Bank Sucks
Wachovia is business model is the worst I ever seen. They are worst than the IRS, in that like to "tax" the poor by only charging brokerage accounts with minimal balances an annual fee.
Have a brokerage account that had less than $10,000 balance? Did you not Generate them any commmission during the year? If not, than you may get charged $85/year. Basically they are charging you money to let your money sit with them. Wachovia Bank is one of the biggest banks in the world. They must have grown too big because they no longer want to do business with the "little folks". You will notice this when dealing with their customer service and viewing their account fee schedules. They come up with new ways to charge people before coming up with better ways to do business with people. I hate companies that have no care for customer satisfaction.
Update 5/26/09 --
Just got a really pushy telemarketer calling from 1-866-228-8505 trying to sell me some health plan from "Wachovia". The person had more than two rebuttals which is very poor telemarketing and wouldn't let me speak to ask to get off the calling list. This puts a bigger damper on the Wachovia image and Wells Fargo (who now owns Wachovia). The telemarketer left the number 1-866-215-3464 to call if I had any other questions. I am not sure if this was actually Wachovia (I really hope it's not) but they need to do something to stop it.
Saturday November 17, 2007 @ 08:26 PM
Buy.com lies,says item is in stock and then backorders it.says "this item qualifies for free shipping", and then happily charges you for shipping.gives you a discount for using google check out, and too late you find out you cannot track your item with google check out.then when you try to find out where in hell your order is they answer your email with a form email.buy .com sux.
Friday December 14, 2007 @ 12:28 AM
Buzz Brains is a computer software design firm in India that works thorugh Elance.com. They also go by the name of Android1. Stay clear of this company, they will take your money and not provide you with the product.
Wednesday January 2, 2008 @ 07:18 PM
Where do you bank at TJ??
Wednesday January 2, 2008 @ 08:05 PM
I use http://etrade.com for almost all my banking. They only have a few branches, however, this day in age with ATM's and automatic deposits there is little need to see a teller. Etrade reimburses for ATM fee's that other banks charge you, they have some of the best interest rates, low fees, great ebanking functionality, and their customer service is fantastic.
I also keep a free checking account with Wachovia just to deposit those checks I get as gifts or miscellaneous income, although I plan as getting rid of them soon as it's just as easy to mail these deposits in to etrade. I started out with them and the only reason I still hold an account there is because it's more convenient to keep the account then to close it. I now make sure to do all my investing elsewhere and make sure they get nothing for fees.
Wednesday February 13, 2008 @ 06:05 PM
Wachovia bank sucks their mortgage loan processer Nora Martinez is a big bullshit artist and lied to me about an approval on a home equity line, then denied me even though my home has over four hundred thousand dollars worth of equity in it after the small line that I wanted, and after being a great paying customer for years.I closed all my accounts even a savings with a nice chunck of money in it and refinanced with another smaller bank, that treats little people honestly..FUCK YOU WACHOVIA BANK and your pathtic loan underwriters.
Thursday February 14, 2008 @ 06:21 PM
The bigger the bank the more untruthful assholes you will encounter, do your self a favor have nothing to do with this bank their nothing but trouble, and many people i know feel the same...
Thursday February 14, 2008 @ 06:25 PM
I have never seen such a bunch of dishonest people who work for a bank as I did at the Wachovia branch..
Thursday February 14, 2008 @ 06:28 PM
Get your money of of that bank and go elsewhere, they truly suck!!!!!!!!
Tuesday February 26, 2008 @ 04:09 PM
I had a World savings home loan. which has been transfered to Walk-ova-ya. I cant even call them with a question without getting disconnected because no one wants to help me. They just hang up... I want out :(
Tuesday February 26, 2008 @ 05:41 PM
I could not agree more!
Tuesday February 26, 2008 @ 05:47 PM
Get out before it is too late.....
Friday February 29, 2008 @ 12:41 PM
No kidding! And Wachovia dealer services are the a*holes of the Earth! I am one friggin payment late (like a week) and they are calling my friend’s cellphones and 86-year-old mother (embarrassing - and don’t even know where they got these poor people’s numbers!!!), and harrassing me endlessly! Unbelievable! Whatever you do DO NOT GET A CARLOAN THROUGH THESE IDIOTS! They care nothing about you, but the minute your vehicle is worth more than you owe they have tow trucks in your driveway if you are only a few days late. Just thank gawd that you don't have a loan thru these sharks!
Saturday March 8, 2008 @ 02:39 PM
I have two accounts with Wachovia. One is my Social security disability account ($1,300), the other is an account I manage for the local ham radio club ($10,000).
I get ID'd and interrogated as to what I'm going to do with my money whenever I withdraw even $20 from my disability account. But I can throw THOUSANDS of dollars around at will from the ham radio club account without them even blinking.
Scurrilous bastards.
Thursday March 13, 2008 @ 07:03 PM
They charged me for Quicken Banking when I don't even use the software! I used Money several, and I do mean several, months ago once and it was free. They suddenly decided to start charging for it later on and because I used it during the time it was free, they suddenly started charging me during a time I wasn't even using it! I raised holy hell and got it back. I guess you can download your statements through your software but not directly from their site. I hope they don't begin charging me for something that is now free but they plan to charge for in the future. Wachovia is a thief.
Sunday March 16, 2008 @ 11:31 PM
They suck and are are bunch of crooks
Thursday March 20, 2008 @ 01:00 AM
I can personally attest that Wachovia is worse than Wells Fargo, Regions, Bank of America, TIC, CB&T, Colonial, MEA, and Suntrust. I've had accounts or other dealings with all of the above and Wachovia is hands down the worst.
Ridiculous fees, ridiculous reordering of transactions, ridiculous restrictions on the use of your own money, obnoxious in store behavior, ridiculous management... liars, thiefs that's all there is to it.
Wednesday April 2, 2008 @ 08:32 PM
You all need better things to do.
Wednesday April 2, 2008 @ 11:38 PM
Hah.. if you're really a wachovia manager maybe it's you that needs better things to do... like say invest in a new career?
Sunday April 20, 2008 @ 02:51 AM
Wachovia Manager,
YOU could only have found this site by looking into why Wachovia SUCKS. Find another job, lame o
Friday April 25, 2008 @ 11:48 PM
Corporate complaint for wachovia autoloan 877-250-2265
Saturday April 26, 2008 @ 01:00 AM
To clarify "What?'s post that seems to be the phone number for Elaine Edwards Office Of The President-Wachovia Dealer Services
Wednesday June 4, 2008 @ 06:40 PM
You seem like a very dumb person. you cant spell and you sound like an idiot. i bet you didnt graduate highschool
Thursday June 5, 2008 @ 02:27 PM
Thanks bill but I do know to capitalize my I's and that "didnt" and "highschool" are not words. If you are going to callout someone on grammar at least use proper grammar yourself.
Monday June 16, 2008 @ 01:25 AM
Wachovia blows dead rats. I wrote a check on thursday, had funds on Friday, the check was presented Saturday, and I got charged an NSF. I got paid via direct deposit and they had the gall to tell me that because I did not have funds the DAY I wrote the check, they had the right to charge and NSF. Please run and get your money out of there now. If you are ex-military, you can go to USAA.com and open an account there for free and get alot more benefits.
Friday August 8, 2008 @ 05:08 PM
Why the hell aren't your branches open on Saturday?
Saturday August 9, 2008 @ 01:31 AM
Wachovia Bank can bite me.. They will find every possible way not to credit your account for deposits
Wednesday January 7, 2009 @ 08:21 PM
I agree, Wachovia Sucks OUT LOUD!! Their Customer Service Is the worst I have ever dealt with!!!
Saturday January 17, 2009 @ 03:46 PM
Not only do you suck consumer service-wise but can you please be open on saturdays?
Tuesday January 27, 2009 @ 05:21 PM
Absolutely concur! Their entire system is designed to jam you up, hit you with NSF fees as much as possible - horror show!
Saturday March 7, 2009 @ 07:30 AM
I hate that they are not open on Saturdays. That sucks. plus they charge you if you withdrawl your money to early after you deposit it. That's retarded...I might as well put my money under a mattress...it's safer there.
Monday May 18, 2009 @ 05:21 PM
Hi,
im looking for advice,
I have a morgage with wachoiva and it about 4 mounts behind, im out of work for close to 2 years,its been tuff.befor i lost work i made about 55.000 a year.use up savings, so i been on unemployment, i had a problum with it, and after not getting it for five are six weeks it came in a large sum , large for me. about.. 22.00.00..i was happy.
i saw 1.820.00 missing , i went to bank thay said thay took it out and paid my morgage,about things i dount know about. thay did not tell me ahead of time. so i know thay suck so what now.
steve
Monday May 18, 2009 @ 11:05 PM
RE: Steve
Ok I will try my best at advice.
1.) You need to learn to spell. If you are not good at spelling there are still options available. For instance if you download the Firefox browser your spelling mistakes are automatically highlighted and you can correct them. It's hard for people to take you take you seriously when you have so many spelling mistakes.
2.) This kind of falls with the first pointer but you need to learn to properly format your currency. If your talking American dollars you can never have two decimals in one amount. You also should be using commas to denote thousands ($1,000.00)
3.)If you need further help the first place you should turn to would be the bank. Call Wachovia and see what they can do to help.
4.) I would try to help you more but I have no idea what your asking me for help on.
Tuesday September 15, 2009 @ 02:18 AM
I feel all of you. i was a victim of identity theft. The theives had charged over 150.00 to my card and it overdrafted my account. so when I went to talk to wachovia about it, they said i had to go to the fraud dept. So to be safe, i asked the lady to suspend my account temporarily or close my account to prevent my card getting charged. THEY TOLD ME NO!! can you believe that!!?? theyre sitting here slamming me with overdrafts charges that i didn't even do. I might go back to my little bank, Telco Credit Union that I use to be with. They only charged a 5.00 fee per overdraft with full fraud protection. The best bank i ever had. f wachovia.
Thursday October 15, 2009 @ 10:51 AM
Wachovia stole from me! They charged me overdraft fees for an ATM withdrawl because I was $4 short. That was My fault. But then they charged me fees on 2 purchases that cleared 4 days prior saying they were being processed when they were already cleared online. Then they charged me another fee for the $2 charge from using the ATM to get the money in the first place. $40 ATM = $150 +. This is not the first time they have done this to me or countless others. They are stealing from everyone. I am switching banks and I hope you do the same. We need to put these crooks out of bussiness.
Wednesday October 21, 2009 @ 03:50 PM
This morning a wachovia representative told me i could refinance my vechicle,told me to call back and talk to another person in the afternoon.I did just that now the other person says no.I am just trying to keep from loosing this vehicle.They want even try to help me at this time.I am dissabled and just know drawing half what i made when i was able to work.I would not recomend wachovia bank to any one.They just told me a lie and now i may loose the vechile and mess up my credit.
Wednesday October 21, 2009 @ 03:52 PM
This morning a wachovia representative told me i could refinance my vechicle,told me to call back and talk to another person in the afternoon.I did just that now the other person says no.I am just trying to keep from loosing this vehicle.They want even try to help me at this time.I am dissabled and just now drawing half what i made when i was able to work.I would not recomend wachovia bank to any one.They just told me a lie and now i may loose the vechile and mess up my credit.
Friday November 6, 2009 @ 05:20 PM
Wachovia truly does suck! They've been our corporate bank for notes, checking, everything for years. We've been golden with them. We pay before things are due, keep large $$$ balances in bank, etc. Missed loan covenants - we're still golden. No problem, they will work with us. That was 9/16/09. The "gal" they put on our file won't talk with us. She doesn't have a boss. She had paperwork drawn up to call our notes as she was sitting with us in our conference room telling us not to worry, they love us and are going to make us a stronger company. She made notes due today and she still cannot be found.
Wachovia got a sh*t load of our bailout money. Can't wait to loan it out to the "little guy" like us. It is a crock. I have a personal account at Wachovia. I get a sh*t load of stuff at home all the time from them - they've got so much money to lend they can't wait to get my business. Personal loans, car loans, home equity lines, etc.
The people we have dealt with for years don't know what to say. The new folks are liars. Our "gal" who lied to our faces and won't talk with us probably gets a cut of the $$ she can squeeze out of us and a bonus for the fewest days she has the file before it's in the round file.
Like I said we have never been late with anything and we've paid Wachovia $$$$$$ in interest over the years, they've made a lot of money off of us. Wells Fargo is a super influence.
Thursday January 14, 2010 @ 05:29 PM
Wachovia needs better customer service . I have been harrassed just going in to cash a check there because I don't have an account with them.This is poor customer service on the Banks part all the way around and then on top of that charged 5.00. By the way the check was drawn on this Bank!!!
Monday February 1, 2010 @ 10:21 AM
Wachovia has a real bad habit of rearranging the order of your purchases to an order that better suits them. ie you have $10 in the bank and charges for $5,$6, and $3 come in. they will take the $6 first, and let the 5 and 3 bounce just to ensure they will get overdraft fees from you. there was one month i overdrew my account by about 37.00 total and was charged about $950.00 in fees. fuck wachovia and the golden horse they rode in on!!!
Monday February 1, 2010 @ 03:29 PM
You know Wachovia's really bad, when one goes in for a personnal loan and so does your best friend and boths credit score is the same, no co-signers , and your friend gets approved and you don't.
Friday February 5, 2010 @ 09:57 PM
Wachovia LIED and Mislead us into taking a low rate"flexible" Mortg. The trouble was we clearly insisted on a Fixed rate and made it very clear. Our first pmt was made, Our 2nd bill came and it was lower!!! We called to complain...who complains about a lower bill? Someone who clearly asked for a fixed rate mortg. and got something very different after being assured many times that the loan was a fixed rate loan. It cost us thousands to close the loan and get a fixed rate, closing fees 3x for a lower rate mortg. promise...Who would do that? The bank insisted it was a fixed rate, we asked many many many many times and the paper work was decieving and unclear. Even asked one last time before signing to make sure. In addition, a few years earlier I had a $10,000 inventory delivery for a store I opened. With the truck at the door... The bank made up a check and gave my money to someone...I went to pay for my inventory and found the money was GONE!!! How do you make up a check for somone not on the accout and give them your money??!!! I eventually got it back but you can imagine the damage to me an my business.
Thursday February 25, 2010 @ 07:54 PM
A friend of mine works as a teller there. He told me tonight that they are going to take $4 a hour away from him if he does not take a higher position as lead teller. He has been there for over twenty some years and even got an incrase in pay last year. How can they do that. If that happens I will do every thing in my power to bring down this bank. The president must need 20 million more in bonuses this year. On top of this they don't pay anything in interest. This company (if that's what you want to call it) really sucks. They have been after him to sell more to the people that come to his window, even if they were there earlier in the week. I would think this is harassment and I would close my account if I were them. I would think this is all coming from Wells Fargo Bank. So I will be getting non there case also. More to follow.
Wednesday March 3, 2010 @ 03:55 PM
Went to Wachovia in Reisterstown MD today to cash a check(under $100) that I got for selling something to a co-worker. First I called to verify that I could cash a Wachovia check there even though I do not have an account with them. The guy told me yes. I went to the drive through, no one else in line , was told by a lady that the drive thru was for account holders only! (Are your water fountains segregated too?) She told me I had to come in and have 2 forms of id. No problem I thought! Went in, waited in line, was told by teller that I had to speak to someone else. Was directed to a young lady at a desk. I went over, was solicited to join Wachovia, I declined. She then put a small ink pad in front of me and told me I had to provide a fingerprint on the check in order for them to cash it! (What next, do I have to provide a DNA sample!Where's the bathroom? Where's my speciman cup?) How come Mr. Nice Guy on the phone never told me that? How come Ms. Nice Gal who threw me out the drive thru window line never told me that? Wasted so much of my precious lunch time. Not even funny! I felt humiliated, like I was a criminal! I said forget it I'll take it to MY BANK- M&T Who I have had for years even when it was First National Bank. Wachovia REALLY DOES SUCK!
Tuesday March 9, 2010 @ 09:09 PM
You all need to get it together. We are a huge company and we have a lot of branches, we work hard at making our clients happy. But if you overdraft it hurts us, and as a trans atlantic company we can't afford to be aplogetic when it comes to overdrafts and thieves. Most of these stories are hogwash and never occured. If anyone has a problem please contact me on me personal line. 413 275-8887.
Tuesday March 16, 2010 @ 09:46 AM
OK Mr. Wachovia Big Shit, we believe you. It was my fault that you ordered my weekend purchases so that I had TWO ISF charges (totalling 52 dollars) over a measly .68 cents when I had clearly deposited enough money to cover my upcoming purchases on Friday night. You suck. Your company sucks. Get over it.
Tuesday March 16, 2010 @ 01:32 PM
Only a child would make foolish purchases without making sure your balance is well above whatever the charges are. You walk the line your going to get hit. No bull. It is your fault. We are not a daredevil bank and we won't play tricks for our customers. Were very straight up about that. Again call me on my line or that of my bank (413) 642-3222. Any and all issues will be addressed. Peon
Tuesday March 16, 2010 @ 01:37 PM
And about "stoneys" story..of course we would put up that much red tape for him..he's probably a burnt out druggie, guy comes in, we don't know, cashing a check that doesn't benefit us. Were taking a risk..we are a cautious bank chain. "Friendly banks" fail. Horribly. No grandma, you can't get a student loan for your deliquient son who will prob drop out and never pay us back his balance. No "stoney" you can't cash your check when you walk in looking like a hippie commercial. You peons need to realize that its not about you and your sorry lives. Its about money and calculated risks.
Wednesday March 17, 2010 @ 12:38 PM
Wachovia Bank
Office of the President. Elaine Edwards
To whom it may concern,
Yesterday March 15, 2010 I spoke to a customer service representative and made arrangements
to process my payment on March 26, 2010.
Today I got a phone call from an individual from Wachovia who was totally rude and disrespectful to me.
I was explaining that I had already made an arrangement for payment, she refused to listen.
I have dealt with many representatives at the Wachovia call center including supervisors, and have
Never been spoken to the way I was. This is certainly no way to deal with customers.
Regretfully
James Davis
(310) 713-1947
Tuesday March 23, 2010 @ 08:36 PM
2 weeks ago i put a 900.00 deposit into my acct from another one of my banks the next tuesday the check cleared my 2nd bank where it was drawn from then wed wachovia froze my acct when i called them i was told they thought my ck was bad after it cleared my bank that it was drawn on later that day 2 checks i wrote from my wachovia acct tried to clear the were declined even though they were a total of 250.00 and i had over 900.00 in the acct the rep from wachovia now will not answer the phone or return my calls and the 1st check i wrote wants 15.00 fee for a bad check and the 2nd check i wrote wants 25.00 bad check fee and 48.00 to turn my phone service back on i hope i need to call 911 for something and cant because this will make wachovia libale and will be name in a law suite tomorrow i meet with a attny
Wednesday April 7, 2010 @ 07:57 PM
Gave them everything they wanted regarding a H.A.M.P. Now they want the family member that is helping me to reside with me! What kind of BS. is this. They are constantly changing their so called policy. For what? To benefit them in the long run. My house will probably foreclose because they are not willing to work with me although the insist they are doing everything to help. They only make notes in their system to benefit them not the customer. Wachovia can go to hell in a hand basket! I don't care!
Wednesday April 28, 2010 @ 03:50 PM
This bunch of crooks almost wouldnt cash a voucher writen to me that said on their Check... PAY!!!! if they hadnt paid me, Iwas ready to file Fraud charges through the local police Department against them.. they wouldnt even tell me if the account had sufficiant funds or not.. I had to drive a long way to get it verified and collect the money,, they dont even have a "Customer Relations" Department... good grief how obviously crooked can you get!!
Saturday May 29, 2010 @ 12:36 PM
I call wachovia--watch ove ya-- watch over ya while they ruin your fucking life they must have all been trained in terroist camps
Saturday May 29, 2010 @ 12:37 PM
I call wachovia--watch ove ya-- watch over ya while they ruin your fucking life they must have all been trained in terroist camps
Friday June 4, 2010 @ 06:40 PM
Wachovia Bank just stole $175 dollars in OD fees. They did not credit deposits in a timely manner. These were cash deposits. I am an attorney. I am going to start a class action lawsuit. Anyone interested? We will include Wells fargo since they own them now. Email sjpdallas[at]hotmail.com if you want to join in the class action.
Wednesday June 9, 2010 @ 09:50 PM
Wachovia suck they just took money for a check that was not cash
Monday June 14, 2010 @ 10:12 PM
Wachovia is one of the worst banks I have ever delt with. Their representatives lie and make up ellaborate stores. They will transfer you from representative to representative just to get you off the phon. Their electronic system is altered to have transactions go through in different orders then you orginally authorized. WORST BANK I HAVE EVER HAD MY MONEY> WELLS FARGO tarnished their brand image by buying them.
Wednesday July 21, 2010 @ 10:53 PM
Elaine can help, 877-250-2265
Thursday August 5, 2010 @ 01:00 PM
I don't even deal with Wachovia and I still manage to get harassing calls from them for an Alberto Feber. No matter how many times I tell them they have the wrong number, they still call me. I even got selective caller rejection. That does no good because they just call me from another number. So far I've had to block 5 numbers from them and I can only block up to 6.
Thursday August 5, 2010 @ 01:07 PM
And to Wachovia Big Shot, you're required by law to cash your own checks. If you have a problem with that, then someone will sue you and put you out of business

Friday November 16, 2007 @ 05:26 PM
Wachovia bank does suck and to the point of dishonesty. they allow the big mucks to wALK IN AND TAKE YOUR MONEY AND NEVER DO ANYTHING ABOUT IT. THIS REALLY HAPPENED TO ME,