Wachovia Bank Sucks
Wachovia is business model is the worst I ever seen. They are worst than the IRS, in that like to "tax" the poor by only charging brokerage accounts with minimal balances an annual fee.
Have a brokerage account that had less than $10,000 balance? Did you not Generate them any commmission during the year? If not, than you may get charged $85/year. Basically they are charging you money to let your money sit with them. Wachovia Bank is one of the biggest banks in the world. They must have grown too big because they no longer want to do business with the "little folks". You will notice this when dealing with their customer service and viewing their account fee schedules. They come up with new ways to charge people before coming up with better ways to do business with people. I hate companies that have no care for customer satisfaction.
Update 5/26/09 --
Just got a really pushy telemarketer calling from 1-866-228-8505 trying to sell me some health plan from "Wachovia". The person had more than two rebuttals which is very poor telemarketing and wouldn't let me speak to ask to get off the calling list. This puts a bigger damper on the Wachovia image and Wells Fargo (who now owns Wachovia). The telemarketer left the number 1-866-215-3464 to call if I had any other questions. I am not sure if this was actually Wachovia (I really hope it's not) but they need to do something to stop it.

Saturday April 26, 2008 @ 01:00 AM
To clarify "What?'s post that seems to be the phone number for Elaine Edwards Office Of The President-Wachovia Dealer Services
Wednesday June 4, 2008 @ 06:40 PM
You seem like a very dumb person. you cant spell and you sound like an idiot. i bet you didnt graduate highschool
Thursday June 5, 2008 @ 02:27 PM
Thanks bill but I do know to capitalize my I's and that "didnt" and "highschool" are not words. If you are going to callout someone on grammar at least use proper grammar yourself.
Monday June 16, 2008 @ 01:25 AM
Wachovia blows dead rats. I wrote a check on thursday, had funds on Friday, the check was presented Saturday, and I got charged an NSF. I got paid via direct deposit and they had the gall to tell me that because I did not have funds the DAY I wrote the check, they had the right to charge and NSF. Please run and get your money out of there now. If you are ex-military, you can go to USAA.com and open an account there for free and get alot more benefits.
Friday August 8, 2008 @ 05:08 PM
Why the hell aren't your branches open on Saturday?
Saturday August 9, 2008 @ 01:31 AM
Wachovia Bank can bite me.. They will find every possible way not to credit your account for deposits
Wednesday January 7, 2009 @ 08:21 PM
I agree, Wachovia Sucks OUT LOUD!! Their Customer Service Is the worst I have ever dealt with!!!
Saturday January 17, 2009 @ 03:46 PM
Not only do you suck consumer service-wise but can you please be open on saturdays?
Tuesday January 27, 2009 @ 05:21 PM
Absolutely concur! Their entire system is designed to jam you up, hit you with NSF fees as much as possible - horror show!
Saturday March 7, 2009 @ 07:30 AM
I hate that they are not open on Saturdays. That sucks. plus they charge you if you withdrawl your money to early after you deposit it. That's retarded...I might as well put my money under a mattress...it's safer there.
Monday May 18, 2009 @ 05:21 PM
Hi,
im looking for advice,
I have a morgage with wachoiva and it about 4 mounts behind, im out of work for close to 2 years,its been tuff.befor i lost work i made about 55.000 a year.use up savings, so i been on unemployment, i had a problum with it, and after not getting it for five are six weeks it came in a large sum , large for me. about.. 22.00.00..i was happy.
i saw 1.820.00 missing , i went to bank thay said thay took it out and paid my morgage,about things i dount know about. thay did not tell me ahead of time. so i know thay suck so what now.
steve
Monday May 18, 2009 @ 11:05 PM
RE: Steve
Ok I will try my best at advice.
1.) You need to learn to spell. If you are not good at spelling there are still options available. For instance if you download the Firefox browser your spelling mistakes are automatically highlighted and you can correct them. It's hard for people to take you take you seriously when you have so many spelling mistakes.
2.) This kind of falls with the first pointer but you need to learn to properly format your currency. If your talking American dollars you can never have two decimals in one amount. You also should be using commas to denote thousands ($1,000.00)
3.)If you need further help the first place you should turn to would be the bank. Call Wachovia and see what they can do to help.
4.) I would try to help you more but I have no idea what your asking me for help on.
Tuesday September 15, 2009 @ 02:18 AM
I feel all of you. i was a victim of identity theft. The theives had charged over 150.00 to my card and it overdrafted my account. so when I went to talk to wachovia about it, they said i had to go to the fraud dept. So to be safe, i asked the lady to suspend my account temporarily or close my account to prevent my card getting charged. THEY TOLD ME NO!! can you believe that!!?? theyre sitting here slamming me with overdrafts charges that i didn't even do. I might go back to my little bank, Telco Credit Union that I use to be with. They only charged a 5.00 fee per overdraft with full fraud protection. The best bank i ever had. f wachovia.
Thursday October 15, 2009 @ 10:51 AM
Wachovia stole from me! They charged me overdraft fees for an ATM withdrawl because I was $4 short. That was My fault. But then they charged me fees on 2 purchases that cleared 4 days prior saying they were being processed when they were already cleared online. Then they charged me another fee for the $2 charge from using the ATM to get the money in the first place. $40 ATM = $150 +. This is not the first time they have done this to me or countless others. They are stealing from everyone. I am switching banks and I hope you do the same. We need to put these crooks out of bussiness.
Wednesday October 21, 2009 @ 03:50 PM
This morning a wachovia representative told me i could refinance my vechicle,told me to call back and talk to another person in the afternoon.I did just that now the other person says no.I am just trying to keep from loosing this vehicle.They want even try to help me at this time.I am dissabled and just know drawing half what i made when i was able to work.I would not recomend wachovia bank to any one.They just told me a lie and now i may loose the vechile and mess up my credit.
Wednesday October 21, 2009 @ 03:52 PM
This morning a wachovia representative told me i could refinance my vechicle,told me to call back and talk to another person in the afternoon.I did just that now the other person says no.I am just trying to keep from loosing this vehicle.They want even try to help me at this time.I am dissabled and just now drawing half what i made when i was able to work.I would not recomend wachovia bank to any one.They just told me a lie and now i may loose the vechile and mess up my credit.
Friday November 6, 2009 @ 05:20 PM
Wachovia truly does suck! They've been our corporate bank for notes, checking, everything for years. We've been golden with them. We pay before things are due, keep large $$$ balances in bank, etc. Missed loan covenants - we're still golden. No problem, they will work with us. That was 9/16/09. The "gal" they put on our file won't talk with us. She doesn't have a boss. She had paperwork drawn up to call our notes as she was sitting with us in our conference room telling us not to worry, they love us and are going to make us a stronger company. She made notes due today and she still cannot be found.
Wachovia got a sh*t load of our bailout money. Can't wait to loan it out to the "little guy" like us. It is a crock. I have a personal account at Wachovia. I get a sh*t load of stuff at home all the time from them - they've got so much money to lend they can't wait to get my business. Personal loans, car loans, home equity lines, etc.
The people we have dealt with for years don't know what to say. The new folks are liars. Our "gal" who lied to our faces and won't talk with us probably gets a cut of the $$ she can squeeze out of us and a bonus for the fewest days she has the file before it's in the round file.
Like I said we have never been late with anything and we've paid Wachovia $$$$$$ in interest over the years, they've made a lot of money off of us. Wells Fargo is a super influence.
Thursday January 14, 2010 @ 05:29 PM
Wachovia needs better customer service . I have been harrassed just going in to cash a check there because I don't have an account with them.This is poor customer service on the Banks part all the way around and then on top of that charged 5.00. By the way the check was drawn on this Bank!!!
Monday February 1, 2010 @ 10:21 AM
Wachovia has a real bad habit of rearranging the order of your purchases to an order that better suits them. ie you have $10 in the bank and charges for $5,$6, and $3 come in. they will take the $6 first, and let the 5 and 3 bounce just to ensure they will get overdraft fees from you. there was one month i overdrew my account by about 37.00 total and was charged about $950.00 in fees. fuck wachovia and the golden horse they rode in on!!!
Friday April 25, 2008 @ 11:48 PM
Corporate complaint for wachovia autoloan 877-250-2265