Dante, in his Inferno, posited that the ninth level of Hell was a lake of ice known as Cocytus with the damned encased in ice to progressively greater depths. So in reality, a snowball's chance in Hell is actually 1 in 9.
Good news is when your daughter pays back the $3000 she owes you. Bad news is when she gives it to you in singles that smell like whiskey & cigarettes.
When I have to make a difficult decision in life I think "What would my grandfather do?" Then I leave home in my underwear and shout at random strangers.